Wednesday, June 16, 2010

The Purchase Process Begins

We began the purchase process by saving up a bit of money (of course) and made a stop at our bank. As we all know, the universe dictates that when we want something so badly and so immediately, something will be thrown our way to delay the gratification. Good thing for us it was simply that our loan lady was at lunch and wouldn’t be back for another 30 minutes. We figured lunch was a good idea and headed to Jimmy John’s for subs so fast we freaked.




We made a quick stop back home and headed to the bank following lunch where we were warmly greeted by Carrie at Central Bank. We discussed finances and borrowing and APRs and monthly payments, filled out some paperwork, and headed to the Lot to kill some time and to take some pictures. We hadn’t made it even a mile away from the bank when we got the call that we got the loan. (Karen must insert that she is so grateful that she is married to such a frugal and fiscally responsible man who keeps her in ‘check’ when it comes to spending (or not!) We were one step closer to officially owning our Lot. We went out to the lot and took a “lot” of pictures. Unfortunately it had just rained so we left wearing the battle scars from our mosquito colony invasion and accessorizing with giant smiles. A call to Darwin (the contractor) was placed, but we had to leave a message. We will most likely use Darwin as our builder as well when it comes time to break ground. When he finally called us back, we made plans to meet the following day, put down some earnest money, and sign some paperwork! The day came, the money was paid, the deal was signed, and we will officially close within the month. It was such an exciting moment. Now we are just playing the waiting game…

2 comments:

  1. I absolutely love that your contractor is named Darwin.
    Just don't tell a certain student's mom that. She might ban him from the state to protect other people's children...

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  2. I found it funny that your contractor was named Darwin too! I thought it was a pun or something at first.

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